Learn how to spot a scam
Every day regular people like you lose their hard-earned money to online phishing scams. Don’t fall for fake — learn how to spot shady texts, emails, and phone calls by knowing the things your bank would never ask. 

Five Red Flags of a Scam

  • They ask you to open a link.
  • They use urgent or fear-inducing language.
  • They send an attachment.
  • They request personal info like PINs, passwords, or social security numbers.
  • They pressure you to log into, or send money with, payment apps.

Outsmart Scammers with 'Banks Never Ask That' 

Click here to learn more from scam awareness tips, tricks, red flags, games, videos and more from the American Bankers Association.

Stay Safe from Scams with These Tips

Text Message Scams
  • Slow down and think before you act 
  • Don't click links
  • Never send personal information
  • Delete the message
Mobile Payment App Scams
  • Be wary of texts or calls about payment apps
  • Use payment apps to pay people you know and trust only (like your friends and family)
  • Raise the alarm on urgent payment requests or requests for additional money if the payment transaction isn't going through
  • Avoid unusual payment methods
Phone Call Scams
  • Don't rely on caller ID
  • Never give your personal, private and sensitive information to a caller
  • Watch out for a false sense of urgency
  • Hang up, even if it sounds legit
Email Scams
  • Avoid clicking suspicious links
  • Watch for scare tactics
  • Look for attachments and typos
  • Be skeptical of every email
  • Think before you click
Click here to learn more from the American Bankers Association on their "Banks Never Ask That" site.

Get Scam Smart with These New Videos


Banks Never Ask For Your PIN 
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
The Great Outdoors - Banks Never Ask You To Text Your Username and PIN
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Send You Links to Unfreeze Your Account
 
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.

Banks Never Ask If You Love Phishing!
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask You About Aliens
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask That-Horoscope
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask That-Overview
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask That-Romance Scam
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask That-Social Media Scams
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask That - Garbage Day
 
Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.
 
Banks Never Ask That - Fake Links
 
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Wireless carrier charges may apply. 
You will be linking to another website not owned or operated by Legend Bank and we aren't responsible for the content of this website.