Experience service that makes banking feel personal again. Get local decision-making with all the modern conveniences — mobile banking, debit card rewards and more!
Experience service that makes banking feel personal again. Get local decision-making with all the modern conveniences — mobile banking, debit card rewards and more!
Experience service that makes banking feel personal again. Get local decision-making with all the modern conveniences — mobile banking, debit card rewards and more!
Experience service that makes banking feel personal again. Get local decision-making with all the modern conveniences — mobile banking, debit card rewards and more!
Experience service that makes banking feel personal again. Get local decision-making with all the modern conveniences — mobile banking, debit card rewards and more!
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Legend Bank’s Statement of Financial Condition demonstrates our commitment to enriching the lives of our stakeholders by delivering legendary financial services and resources with strength, stability, and purpose.
|
December 31, 2025 |
December 31, 2024 |
|
|
Cash & Due from Banks |
49,383,780 |
20,420,785 |
|
Federal Funds Sold10,895, |
10,895,000 |
27,000,000 |
|
Securities Available for Sale |
261,162,908 |
208,867,353 |
|
Securities Held to Maturity |
1,399,653 |
1,441,651 |
|
Corporate Bonds HTM |
7,500,000 |
7,500,000 |
|
Loans |
813,279,117 |
808,454,684 |
|
Reserve for Bad Debts |
(9,987,534) |
(10,439,997) |
|
Fixed Assets |
24,113,364 |
21,604,184 |
|
Bank-Owned Life Insurance |
27,419,838 |
26,584,501 |
|
Accrued Interest Income |
8,135,222 |
8,130,937 |
|
Other Assets |
27,107,730 |
20,344,003 |
|
Total Assets |
$1,220,409,078 |
$1,139,908,101 |
|
Non-Interest-Bearing Demand Deposits |
244,114,693 |
237,205,299 |
|
Interest-Bearing Deposits |
825,244,037 |
773,348,273 |
|
Total Deposits |
1,069,358,730 |
1,010,553,572 |
|
Accrued Expenses and Other Liabilities |
14,038,588 |
13,887,997 |
|
Federal Funds Purchased |
– |
– |
|
Trust Preferred Securities |
10,310,000 |
10,310,000 |
|
Total Liabilities |
$1,093,707,318 |
$1,034,751,569 |
|
Common Stock |
1,109,062 |
1,109,062 |
|
Surplus |
23,472,089 |
23,472,089 |
|
Retained Earnings |
132,564,156 |
121,406,975 |
|
(Less: Treasury Stock) |
(10,985,620) |
(9,222,330) |
|
Net Unrealized Gains (Losses) on Available for Sale Securities |
(19,457,927) |
(31,609,264) |
|
Total Capital |
$126,701,760 |
$105,156,532 |
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