Home About Us Stacy Reed

Meet Stacy Reed

Mortgage Loan Officer

NMLS ID: 1430302

Serving Fannin, Grayson, Delta, Lamar, and Surrounding Counties

502 N Center St
Bonham, TX 75418

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Since 2015, I’ve built extensive experience in the mortgage industry and remain passionate about helping customers turn their homeownership goals into reality. I specialize in Residential Lot/Land Loans, Home Construction Loans, and Purchase and Refinance Loans. My customers are always my top priority, and I’m committed to listening, guiding, and supporting you through every step of the mortgage process.

As a proud Fannin County native, giving back to my community is especially important to me. I serve customers across Fannin, Grayson, Delta, Lamar, and surrounding counties, where I value the strong relationships built in our rural areas. I enjoy meeting new people, welcoming families, and staying connected with our communities. For me, serving others is not just a responsibility—it’s my privilege. I’m honored to be your Hometown Lender with Legend Bank.

Enjoy the legendary service that makes us the go-to for homebuyers in our communities.

Whether you’re planning to buy, build, or refinance, we’re here to support you every step of the way. We offer a variety of mortgage solutions tailored to fit your needs—from purchasing a home or land to construction and refinancing options.
*Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.

The Impact of Debt-to-Income Ratio

Ever wondered what DTI stands for? Watch this quick video featuring Stacy Reed, Mortgage Loan Officer, NMLS ID 1430302, to learn about the debt-to-income ratio and how it affects your homebuying power.

What Exactly Does Annual Percentage Rate (APR) Mean?

Stacy explains how APR goes beyond just the interest rate, factoring in fees and other costs to give you a more complete picture of your loan.

Learn why APR is an important tool for comparing mortgage offers and making confident financial decisions.

What My Customers Are Saying

From the initial loan documents to closing on the interim loan to processing all the draws through the construction process to the closing on the finished build in late 2025, Stacy was wonderful. She always responded to texts, emails, and calls immediately, and answered all of our questions. I don’t think we could have gotten through this process without her (or wouldn’t have wanted to)! She is a glowing example of excellence in customer service and competence!

Ryan & Kenzi M.

It was such a joy working with Stacy as we built our first home. We were very new to the process and she made it so very smooth, personal, and stress free!

Tori & Caleb B.