HomePersonalSavings & Money Markets

Personal Savings Accounts

Grow your savings with confidence at Legend Bank, where FDIC protection, personalized service, and a legacy of local trust help you build a stronger financial future.

Explore your savings options. Toggle to view account details or compare features side by side.

Piggy bank with money. Saving account concept background.

Saver

Easy automatic savings fueled by the Legendary or Ultimate Checking account.

  • $100 minimum to open account
  • Bonus interest paid if qualification cycle requirements for Legendary Checking or Ultimate Checking accounts are met
  • Must be tied to a Legendary or Ultimate Checking account
  • No service charge
  • Online Banking & Mobile Banking App
  • Automatic transfers available
  • Bill Pay services available

Limit one account per primary owner.

Family relaxing on sofa

Regular Savings

Simple, steady savings designed to grow with you.

  • $250 minimum to open account
  • Up to twelve (12) withdrawals quarterly at no charge; fee applies to additional withdrawals
  • $5 quarterly service charge waived with minimum daily balance of $250
  • Free E-Statements
  • Online Banking & Mobile Banking App
  • Automatic transfers available
Young boy smiling at the camera while putting money into his piggy bank

Minor Savings

Start smart with a savings account built for kids 17 and under. It’s simple to start, effortless to maintain, and built to grow with them.

  • $100 minimum to open account
  • Up to twelve (12) withdrawals quarterly at no charge; fee applies to additional withdrawals
  • $5 quarterly service charge can be waived with a minimum daily balance of $100
  • Free E-Statements
  • Online Banking & Mobile Banking App
  • Automatic transfers available

Limit one account per primary owner.

Senior couple planning their investments with financial advisor

Money Market

Enjoy our flexible account that earns a higher rate of interest on higher balances.

  • $2,500 minimum to open account
  • Check-writing privileges
  • Up to six (6) withdrawals per statement cycle free; each additional withdrawal $10 each
  • $10 monthly service charge waived with minimum daily balance of $2,500
  • Free E-Statements
  • Online Banking & Mobile Banking App
  • Bill Pay services available
  • Free Debit Card with Rewards
  • Product
  • Saver

  • Regular Savings

  • Minor Savings
  • Money Market
Minimum to Open
$100
$250
$100
$100
Service Charge
$5 quarterly service charge waived with a minimum daily balance of $250
$5 quarterly service charge waived with a minimum daily balance of $100
$10 monthly service charge waived with a minimum daily balance of $2,500
Extra Earnings
Premium rate paid if Legendary Checking or Ultimate Checking accounts meet qualification cycle requirements*
Withdrawals
Up to twelve (12) withdrawals quarterly at no charge; fee applies to additional withdrawals
Up to twelve (12) withdrawals quarterly at no charge; fee applies to additional withdrawals
Up to six (6) withdrawals per statement cycle free; each additional withdrawal $10 each
Automatic Transfers Available
Bill Pay Services Available

    *To qualify and earn the preferred rate and receive monthly ATM fee refunds, E-Statements are required and the following transactions must post and clear within the statement cycle.

    • 20 debit card transactions
    • One direct deposit

    Limited to one account per primary owner.

    What is covered by FDIC deposit insurance?

    FDIC insurance protects depositors if an FDIC-insured bank fails. Legend Bank is an FDIC-insured institution. If you have questions about coverage for your accounts, please contact us.

    Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.

    Safeguard your large deposits.

    Protect your large deposits with CDARS. Gain access to multimillion-dollar FDIC insurance through a single banking relationship — a smart, secure way to manage cash.

    Prevent fraud and protect your assets.

    Stay one step ahead of scammers with real-time alerts, secure card controls and other tools that help you monitor, detect, and respond to suspicious activity.