Mortgage Loans

Buying a home is a big step. Let our caring Legend Bank mortgage lenders walk with you through the process and help simplify your financing.

Ready to get started? Ask a lender for current mortgage rates and eligibility details.

Local lending expertise. Local decisions. Faster responses.

Whether you’re buying your first home or building the one you’ve always dreamed of, our Legend Bank mortgage lenders are here to help you every step of the way. Because we live and lend in North Texas, we understand your community and with all loan decisions made here in North Texas, you’ll get faster answers and personalized service from people who truly care.

Why choose Legend Bank for your mortgage?

Local Lending Expertise.

 Our mortgage lenders live and work in the communities we serve. We know the market, the neighborhoods, and the people—because we’re part of them.

Local Decisions & Faster Responses.

All lending decisions are made locally, giving you faster response times and direct access to your lender throughout the process.

Service Centered Around You.

From your first question to closing day, you’ll receive individual attention and clear communication every step of the way.

Enjoy the legendary service that makes us the go-to for homebuyers in our communities.

When you’re ready to buy, build, or refinance, we’re here to help. We provide a wide range of mortgage loans to fit your needs,1 including:

  • FHA
  • VA
  • USDA
  • Conventional
  • Jumbo Loans

We can help you with the following loan types:

  • Home Purchase
  • Home Construction
  • Lot/Land Loans
  • Refinance

1Credit score and other requirements must be met. Rates and terms may vary. Mortgage insurance may be required.

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First-Time Homebuyer Programs

First-time homebuyer or haven’t owned a home in the last three years?

You could qualify for our new homebuyer programs, which offer a conventional loan with a low down payment, typically only 3% plus closing costs.2

Thinking about buying your first home? Check out this valuable resource from the FDIC on how to prepare for your home buying journey. You’ll learn how to:

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HELP Program

Legend Bank is proud to offer the Homebuyer Equity Leverage Partnership (HELP) with the Federal Home Loan Bank of Dallas (FHLB). HELP gives first-time homebuyers assistance with down payments and closing costs. FHLB Dallas set aside $17 million of its Affordable Housing Program General Fund for HELP and awards funds on a first-come, first-serve basis.

2Credit score and other requirements must be met. Certain restrictions may apply. Rates and terms may vary. Mortgage insurance may be required.

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Low Down Payment Programs

Looking to purchase or refinance a home with a low down payment?

We offer a fixed rate loan program that give you the option to purchase a new home or refinance your existing home with only 5% down, plus closing costs.3

3Credit score and other requirements must be met. Certain restrictions may apply. Offer only available with these specific products. Rates and terms may vary. Mortgage insurance may be required. Contact us to learn more.

Meet Our Lenders

It’s our privilege to serve you on your homebuying journey. Say hello to the team that’s always ready to help.

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Calculators

Get a better feeling about your homebuying or refinancing options before you apply with our home mortgage calculators.

How long does it take to close on a mortgage loan?

The home stretch of the mortgage process—closing on your loan! But how long does it actually take?

In this video, Mortgage Loan Officer Sarah Haberman (NMLS ID 2317576) breaks down the timeline, explaining what factors can speed up or delay closing. From pre-approval to final paperwork, she’ll help you understand what to expect so you can plan ahead.

Note: You will be linking to another website not owned or operated by Legend Bank. Legend Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Legend Bank.

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