How to Apply for a Loan

Whether you’re applying for a mortgage or a personal loan, Legend Bank makes it easy to get started—your way.

Let’s Get Started

Legend Bank makes applying for loans simple and straightforward. Here, we’ll explain the typical next steps for mortgage loans and personal loans—gathering required documents, preparing to apply online and contacting a lender. For program-specific rates, APRs, loan limits or mandatory requirements and disclosures, please contact a loan officer.

Start your application online or, if you prefer a personal touch, let our local lenders guide you through every step in branch or over the phone.

With decisions made right here in North Texas, you’ll get faster response times and personalized service from people who know your community. For personal loans, we strive to provide answers within 48 hours, helping you move forward with confidence.

What to Expect

  • Help gathering the documents you need
  • Fast, in-house decision-making
  • Multiple ways to apply—online or in-branch
  • Clear communication throughout the process
  • Type of Loan
  • Mortgage Loans
  • Personal Loans
Proof of Identity
Copy of Valid Driver’s License or Government-Issued ID
Copy of Valid Driver’s License or Government-Issued ID
Employment Information
  • Most Recent 30 Days of Pay Stubs
  • W-2 Forms for the Past Two Years
Not Required
Tax Returns
Past Two Years (all pages)
Not Required
Bank Statements
  • Most Recent Two Months (all pages)
  • Most Recent 401(k) or Retirement Account Statement
Not Required

    The information listed represents the basic documentation required for all mortgage loan applicants. Additional documents or details may be needed depending on the specific loan program and your individual financial situation. All loans subject to credit approval.

    Ready to apply online?

    Click the application below to get started with a mortgage or personal loan today.

    Get in Touch

    Have questions? Fill out the contact form or call us, and a local lender will walk you through program options, documentation, and next steps.

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