Checking

Enjoy checking that’s easy, convenient, and loaded with perks you’ll love.

View account details or compare features side by side.

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Legendary Checking

Premium checking packed with perks to make your everyday banking easy, convenient, and rewarding.

  • Premium rates for qualified Legendary Checking accounts; base rate for non-qualified accounts
  • Nationwide ATM refunds up to $25 on qualified Legendary Checking accounts
  • Free debit card with rewards
  • No monthly service charge
  • No minimum balance requirements
  • Unlimited check-writing privileges
  • Free debit card fraud text alerts
  • Check balances, transfer funds, pay bills, deposit checks and more via free online and mobile banking
  • Turn your card on/off if lost or stolen with the Card Control feature in your mobile banking app
  • Bill Pay services available

To qualify and earn the preferred rate and receive monthly ATM fee refunds, E-Statements are required and the following transactions must post and clear within the statement cycle.

  • 20 debit card transactions
  • One direct deposit

Limited to one account per primary owner.

Cheerful couple using their tablet pc to buy online at home in bedroom

Ultimate Checking

Checking that rewards you for everyday banking with perks and convenience.

  • Preferred rates for qualified Ultimate Checking accounts; base rate for non-qualified accounts
  • Nationwide ATM refunds on qualified Ultimate Checking accounts
  • Free debit card with rewards
  • No minimum balance requirements
  • No monthly service charge
  • Unlimited check-writing privileges
  • Free Online Banking and Mobile Banking App
  • Bill Pay services available

To qualify and earn the preferred rate and receive monthly ATM fee refunds, E-Statements are required and the following transactions must post and clear within the statement cycle.

  • 12 debit card transactions
  • One direct deposit or one ACH Auto Debit

Limited to one account per primary owner.

  • Product
  • Legendary Checking
  • Ultimate Checking
  • Hometown Checking
  • Senior Interest Checking
Minimum to Open
$100
$100
$100
$100
Service Charge
No monthly service charge
No monthly service charge
No monthly service charge
No monthly service charge
Interest
Premium interest rates available on qualified accounts1
Preferred interest rates available on qualified accounts2
Interest paid on all balances; compounded and paid monthly3
ATM Reimbursements
Nationwide ATM refunds up to $25 on qualified accounts1
Nationwide ATM refunds on qualified accounts2
Free Debit Card with Rewards
Unlimited Check Writing
Statements
Free E-Statements
Free E-Statements
Free E-Statements
Free E-Statements; no charge for paper statements

    1Legendary Checking: To qualify and earn the preferred rate and receive monthly ATM fee refunds on Legendary Checking, E-Statements are required and the following transactions must post and clear within the statement cycle.

    • 20 debit card transactions
    • One direct deposit

    Limited to one account per primary owner.

    Current Interest Tiers for Qualified Accounts

    • $0.00 to $10,000
    • $10,001+

    If qualifications are not met, Annual Percentage Yield (APY) applies to all balances.

    Rates may change after the account is opened. Fees may reduce earnings. Certain restrictions may apply.

    2Ultimate Checking: To qualify and earn the preferred rate and receive monthly ATM fee refunds on Ultimate Checking, E-Statements are required and these must post and clear within the statement cycle:

    • 12 debit card transactions
    • One direct deposit or one ACH Auto Debit

    Limited to one account per primary owner.

    Current Interest Tiers for Qualified Accounts

    • $0.00 to $10,000
    • $10,001+

    If qualifications are not met, Annual Percentage Yield (APY) applies to all balances.

    Rates may change after the account is opened. Fees may reduce earnings. Certain restrictions may apply.

    3Senior Interest Checking

    Current Interest Tiers
    $0-$25,000
    $25,001-$49,999
    $50,000+

    Fees may reduce earnings.

    Contact us for full details.

    Bank your way with other checking options that match your needs.

    Hometown Checking

    Hassle-free and easy everyday checking.

    • $100 minimum opening balance
    • No monthly service charge
    • Free debit card with rewards
    • Free debit card fraud text alerts
    • Check balances, transfer funds, pay bills, deposit checks and more via free online and mobile banking
    • Free E-Statements
    • Turn your card on/off if lost or stolen with the Card Control feature in your mobile banking app
    • Bill Pay services available

    Senior Interest Checking

    Enjoy more from your money, designed for customers 62 and up.

    • $100 minimum opening balance
    • No monthly service charge
    • E-Statements available; no charge for paper statements
    • Unlimited check-writing privileges
    • Free check images provided in monthly statement
    • Free checks
    • Free debit card with rewards
    • Free debit card fraud text alerts
    • Check balances, transfer funds, pay bills, deposit checks and more via free online and mobile banking
    • Turn your card on/off if lost or stolen with the Card Control feature in your mobile banking app
    • Bill Pay services available

    Current Interest Tiers
    $0-$25,000
    $25,001-$49,999
    $50,000+

    Interest-bearing, compounded and paid monthly. Interest paid on all balances. Fees may reduce earnings.

    Upgrade your wallet with My Rewards™ Debit Cards.

    Upgrade your debit card to a My Rewards™ Gold or Platinum card and unlock exclusive benefits:

    • Cyber ID monitoring
    • Emergency roadside assistance
    • Extra rewards points for your purchases
    • Cash back for shopping online with Legend Bank Rewards merchants
    • Prescription savings
    • $100,000 travel accident insurance
    • Cell phone protection (Platinum cardholders only)

    Compare Gold and Platinum benefits and find the card that fits your lifestyle best.

    A monthly fee per card applies.

    Earn rewards with every swipe.

    Get rewarded for everyday spending with Legend Bank Rewards, our free debit card program that gives you points every time you use your card. Use your Legend Bank Debit Card for everyday purchases and earn points you can redeem for gifts, merchandise, and gift cards.