Statement of Condition

Legend Bank’s Statement of Financial Condition demonstrates our commitment to enriching the lives of our stakeholders by delivering legendary financial services and resources with strength, stability, and purpose.

 

September 30, 2026

December 31, 2025

Cash & Due from Banks

75,091,905

49,383,780

Federal Funds Sold

42,878,000

10,895,00

Securities Available for Sale

300,443,831

261,162,908

Securities Held to Maturity

845,619 1,399,653

Corporate Bonds HTM

6,750,000

7,500,000

Loans

828,562,119

813,279,117

Reserve for Bad Debts

(10,631,377)

(9,987,534)

Fixed Assets

23,777,058

24,113,364

Bank-Owned Life Insurance

28,093,123

27,419,838

Accrued Interest Income

7,867,709

8,135,222

Other Assets

27,296,227

27,107,703

Total Assets

$1,330,974,214

$1,220,409,078

Non-Interest-Bearing Demand Deposits

289,158,378

244,114,693

Interest-Bearing Deposits

887,955,277

825,244,037

Total Deposits

1,177,113,655

1,069,358,730

Accrued Expenses and Other Liabilities

16,851,925

14,038,588

Federal Funds Purchased

–

–

Trust Preferred Securities

10,310,000

10,310,000

Total Liabilities

$1,204,275,580

$1,093,707,318

Common Stock

1,109,062

1,109,062

Surplus

23,472,089

23,472,089

Retained Earnings

144,756,886

132,564,156

(Less: Treasury Stock)

(11,440,070)

(10,985,620)

Net Unrealized Gains (Losses) on Available for Sale Securities

(31,199,33)

(31,609,264)

Total Capital

$126,698,634

$105,156,532

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